{"id":1225,"date":"2020-12-01T22:24:25","date_gmt":"2020-12-01T22:24:25","guid":{"rendered":"https:\/\/www.firstamericanbanknm.com\/wph\/staging\/?page_id=1225"},"modified":"2024-12-18T21:49:00","modified_gmt":"2024-12-18T21:49:00","slug":"cds-and-iras","status":"publish","type":"page","link":"https:\/\/www.firstamericanbanknm.com\/wph\/staging\/personal-home-loans\/savings\/cds-and-iras\/","title":{"rendered":"CDs and IRAs"},"content":{"rendered":"<p>IRA&#8217;s and CD&#8217;s offer flexibility and growth potential* to build financial security now and in the future.<\/p>    <\/div><\/div><\/div><\/div><\/div><div class=\"wp-block-ncr-blocks-accordion band ncr-custom-block ncr-accordion\"><div class=\"zone\"><div class=\"feature-wrap  feature-wrap-accordion\"><div class=\"feature-wrap-title\"><h2 class=\"heading\">Certificates of Deposits and Individual Retirement Accounts<\/h2><h3 class=\"subheading\"><\/h3><\/div> <div class=\"wp-block-ncr-blocks-accordion-panel feature ncr-accordion-panel\"><div class=\"feature-padding\"><div class=\"feature-content\"><div class=\"feature-content-text\"><h3 class=\"ncr-accordion-panel-heading\"><a class=\"\" href=\"#\"><span class=\"heading\">Certificate of Deposit<\/span><span class=\"icon\"><\/span><\/a><\/h3><div class=\"feature-content-wysiwyg ncr-accordion-panel-body\"> <p>\u00a0A Certificate of Deposit is one of the safest forms of investment because they are insured by the FDIC up to $250,000. Our CD\u2019s offer a variety of options for savings and liquidity. Plus, with flexible terms from 30 days to five years** and a competitive fixed rate a CD is a low risk savings solution.<\/p> <p><strong>Minimum Opening Balance:\u00a0<\/strong>$500 &#8211; $2,500 (based on type)<\/p> <\/div><\/div><\/div><div class=\"feature-cta\"><a href=\"#\"><\/a><\/div><\/div><\/div>    <div class=\"wp-block-ncr-blocks-accordion-panel feature ncr-accordion-panel\"><div class=\"feature-padding\"><div class=\"feature-content\"><div class=\"feature-content-text\"><h3 class=\"ncr-accordion-panel-heading\"><a class=\"\" href=\"#\"><span class=\"heading\">Individual Retirement Account<\/span><span class=\"icon\"><\/span><\/a><\/h3><div class=\"feature-content-wysiwyg ncr-accordion-panel-body\"> <p>Plan for your retirement with an Individual Retirement Account (IRA) so you can be ready for whatever the future holds. We offer traditional IRAs, rollover accounts, Roth IRAs, and IRA\u2019s for education with flexible terms and potential tax benefits.*<\/p> <p><strong>Minimum Opening Balance:\u00a0<\/strong>$100<\/p> <\/div><\/div><\/div><div class=\"feature-cta\"><a href=\"#\"><\/a><\/div><\/div><\/div> <\/div><\/div><\/div><div class='band'><div class='zone'><div class='feature-wrap'><div class='feature'><div class='feature-padding'>    <div class=\"wp-block-ncr-blocks-button button button-align-none\"><a class=\"ncr-btn btn\" href=\"https:\/\/www.firstamericanbanknm.com\/wph\/staging\/contact-us\/\" target=\"_self\" rel=\"noopener noreferrer\">Contact Us<\/a><\/div>    <p>To open an account or for more information about our CD&#8217;s and IRA&#8217;s.<\/p>    <div class=\"wp-block-ncr-blocks-image-credit imageCredit-wrapper band band-image-credits is-style-default\"><div class=\"band-cta\"><p class=\"output-field1\"><\/p><p class=\"output-field2\"><\/p><\/div><\/div>    <p class=\"disclaimer\">*Please consult a tax advisor for information regarding tax benefits and penalties.<br \/>**Early withdrawal penalties apply.<\/p>    <p><\/p>","protected":false},"excerpt":{"rendered":"IRA&#8217;s and CD&#8217;s offer flexibility and growth potential* to build financial security now and in the future. To open an account or for more information about our CD&#8217;s and IRA&#8217;s. *Please consult a tax advisor for information regarding tax benefits and penalties.**Early withdrawal penalties apply.","protected":false},"author":5,"featured_media":1110,"parent":12,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"class_list":["post-1225","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>CDs and IRAs - First American Bank<\/title>\n<meta name=\"description\" content=\"We offer CD&#039;s and IRA&#039;s that offer flexibility and growth potential to build financial security now and in the future. 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