{"id":1238,"date":"2020-12-01T23:05:30","date_gmt":"2020-12-01T23:05:30","guid":{"rendered":"https:\/\/www.firstamericanbanknm.com\/wph\/staging\/?page_id=1238"},"modified":"2025-03-05T17:14:10","modified_gmt":"2025-03-05T17:14:10","slug":"refinancing-your-home","status":"publish","type":"page","link":"https:\/\/www.firstamericanbanknm.com\/wph\/staging\/personal-home-loans\/home-loans\/refinancing-your-home\/","title":{"rendered":"Refinancing Your Home"},"content":{"rendered":"<h2 class=\"page-title\">Refinancing Your Home<\/h2> <div class=\"band\"> <div class=\"zone\"> <div class=\"feature-wrap\"> <div class=\"feature\"> <div class=\"feature-padding\"> <p>We are experts in mortgage refinancing and can help you determine if refinancing your mortgage could be beneficial for your individual situation. There are various reasons to refinance your home, here are a few:<\/p> <ul> <li>Reduce the interest rate or payment<\/li> <li>Shorten the term of your loan to pay off faster<\/li> <li>Obtain cash from the equity in your home to remodel or consolidate debts<\/li> <\/ul> <\/div> <\/div> <\/div> <\/div> <\/div>    <div class=\"wp-block-ncr-blocks-button button button-align-none\"><a class=\"ncr-btn btn\" href=\"https:\/\/firstamericanbanknm.mymortgage-online.com\/MortgageLoanOriginators.html\" target=\"_blank\" rel=\"noopener noreferrer\">Originators<\/a><\/div>    <p>Contact your local mortgage originator to discuss your next steps<\/p>    <div class=\"wp-block-ncr-blocks-button button button-align-none\"><a class=\"ncr-btn btn\" href=\"https:\/\/www.firstamericanbanknm.com\/wph\/staging\/wp-content\/uploads\/2025\/02\/2.25-Mortgage-Checklist-3.pdf\" target=\"_self\" rel=\"noopener noreferrer\">Checklist<\/a><\/div>    <p>Our application checklist can help you gather information that may be needed to complete your home loan.<\/p>    <div class=\"wp-block-ncr-blocks-button button button-align-none\"><a class=\"ncr-btn btn\" href=\"https:\/\/www.firstamericanbanknm.com\/wph\/staging\/calculators\/\" target=\"_self\" rel=\"noopener noreferrer\">Calculators<\/a><\/div>    <p>Use our\u00a0calculators\u00a0to estimate home loan financing options.<\/p>    <div class=\"wp-block-ncr-blocks-image-credit imageCredit-wrapper band band-image-credits is-style-default\"><div class=\"band-cta\"><p class=\"output-field1\"><\/p><p class=\"output-field2\"><\/p><\/div><\/div>","protected":false},"excerpt":{"rendered":"Refinancing Your Home We are experts in mortgage refinancing and can help you determine if refinancing your mortgage could be beneficial for your individual situation. There are various reasons to refinance your home, here are a few: Reduce the interest rate or payment Shorten the term of your loan to pay off faster Obtain cash [&hellip;]","protected":false},"author":8,"featured_media":2521,"parent":17,"menu_order":3,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"class_list":["post-1238","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Refinancing Your Home - First American Bank<\/title>\n<meta name=\"description\" content=\"Our local mortgage originators are experts in refinancing and can help you determine if refinancing your home loan could be beneficial.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.firstamericanbanknm.com\/wph\/staging\/personal-home-loans\/home-loans\/refinancing-your-home\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Refinancing Your Home - First American Bank\" \/>\n<meta property=\"og:description\" content=\"Our local mortgage originators are experts in refinancing and can help you determine if refinancing your home loan could be beneficial.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.firstamericanbanknm.com\/wph\/staging\/personal-home-loans\/home-loans\/refinancing-your-home\/\" \/>\n<meta property=\"og:site_name\" content=\"First American Bank\" \/>\n<meta property=\"article:modified_time\" content=\"2025-03-05T17:14:10+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.firstamericanbanknm.com\/wph\/staging\/wp-content\/uploads\/2021\/03\/img-header-lucajames.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1420\" \/>\n\t<meta property=\"og:image:height\" content=\"410\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.firstamericanbanknm.com\/wph\/staging\/personal-home-loans\/home-loans\/refinancing-your-home\/\",\"url\":\"https:\/\/www.firstamericanbanknm.com\/wph\/staging\/personal-home-loans\/home-loans\/refinancing-your-home\/\",\"name\":\"Refinancing Your Home - First American Bank\",\"isPartOf\":{\"@id\":\"https:\/\/www.firstamericanbanknm.com\/wph\/workarea\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.firstamericanbanknm.com\/wph\/staging\/personal-home-loans\/home-loans\/refinancing-your-home\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.firstamericanbanknm.com\/wph\/staging\/personal-home-loans\/home-loans\/refinancing-your-home\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.firstamericanbanknm.com\/wph\/staging\/wp-content\/uploads\/2021\/03\/img-header-lucajames.png\",\"datePublished\":\"2020-12-01T23:05:30+00:00\",\"dateModified\":\"2025-03-05T17:14:10+00:00\",\"description\":\"Our local mortgage originators are experts in refinancing and can help you determine if refinancing your home loan could be beneficial.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.firstamericanbanknm.com\/wph\/staging\/personal-home-loans\/home-loans\/refinancing-your-home\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.firstamericanbanknm.com\/wph\/staging\/personal-home-loans\/home-loans\/refinancing-your-home\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.firstamericanbanknm.com\/wph\/staging\/personal-home-loans\/home-loans\/refinancing-your-home\/#primaryimage\",\"url\":\"https:\/\/www.firstamericanbanknm.com\/wph\/staging\/wp-content\/uploads\/2021\/03\/img-header-lucajames.png\",\"contentUrl\":\"https:\/\/www.firstamericanbanknm.com\/wph\/staging\/wp-content\/uploads\/2021\/03\/img-header-lucajames.png\",\"width\":1420,\"height\":410,\"caption\":\"image of baby sitting by front door of house\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.firstamericanbanknm.com\/wph\/staging\/personal-home-loans\/home-loans\/refinancing-your-home\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.firstamericanbanknm.com\/wph\/workarea\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Personal &#038; 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