{"id":1537,"date":"2020-12-04T22:50:22","date_gmt":"2020-12-04T22:50:22","guid":{"rendered":"https:\/\/www.firstamericanbanknm.com\/wph\/workarea\/?page_id=1537"},"modified":"2025-05-13T21:05:11","modified_gmt":"2025-05-13T21:05:11","slug":"personal-credit-card","status":"publish","type":"page","link":"https:\/\/www.firstamericanbanknm.com\/wph\/workarea\/personal-home-loans\/personal-checking\/personal-credit-card\/","title":{"rendered":"Personal Credit Card"},"content":{"rendered":"<h2 class=\"rich-text editor-rich-text__editable block-editor-rich-text__editable is-selected\" role=\"textbox\" contenteditable=\"true\" aria-multiline=\"true\" aria-label=\"Write heading\u2026\">Personal Credit Card<\/h2> <p>It&#8217;s easy to choose a personal credit card that is right for you. Select either a <em>low rate<\/em> or <em>preferred points<\/em> card.<\/p> <h3>Low Rate Card<\/h3> <ul class=\"rich-text editor-rich-text__editable block-editor-rich-text__editable is-selected\" role=\"textbox\" contenteditable=\"true\" aria-multiline=\"true\" aria-label=\"Write list\u2026\"> <li>Competitive annual percentage rate (APR)*<\/li> <li>Low introductory rate for first six months<\/li> <li>Same APR* for purchases and cash advances<\/li> <li>25 day interest-free grace period on all purchases (no grace period on cash advances)<\/li> <\/ul> <h3>Preferred Points&nbsp;Card<\/h3> <p>Use your Preferred Points Card to earn points that you can redeem for cash back and other awards. Earn one point for each dollar spent, up to 10,000 points per month.<\/p> <ul class=\"rich-text editor-rich-text__editable block-editor-rich-text__editable is-selected\" role=\"textbox\" contenteditable=\"true\" aria-multiline=\"true\" aria-label=\"Write list\u2026\"> <li>No annual fee<\/li> <li>Competitive annual percentage rate (APR)*<\/li> <li>Low introductory rate for first six months<\/li> <li>Same APR* for purchases and cash advances<\/li> <li>25 day interest-free grace period on all purchases (no grace period on cash advances)<\/li> <li>Cash advances can be made for up to 50% of the credit line<\/li> <\/ul>    <h3>Apply Now<\/h3> <h4>Step 1 &#8211; Read Our Privacy Policy<\/h4> <p>Please read, by clicking the button below, and print our Privacy Policy Disclosure before completing a credit card application. The disclosure has important information regarding our credit card program.<\/p>    <div class=\"wp-block-ncr-blocks-button button button-align-none\"><a class=\"ncr-btn btn\" href=\"https:\/\/www.firstamericanbanknm.com\/wph\/workarea\/privacy\/\" target=\"_blank\" rel=\"noopener noreferrer\">Read our Privacy Policy<\/a><\/div>    <h4>\u00a0<\/h4> <h4>Step 2 &#8211; Complete Application<\/h4> <p>Simply, complete the credit card application online on our secure site.<\/p>    <div class=\"wp-block-ncr-blocks-button button button-align-none\"><a class=\"ncr-btn btn\" href=\"https:\/\/www.cardaccount.net\/application\/de43a9aec5\/consumer\/new \" target=\"_blank\" rel=\"noopener noreferrer\">Credit Card Application<\/a><\/div>    <p>Please call Customer Support with questions <a href=\"tel:8003677576\">800.367.7576<\/a><\/p>    <p class=\"disclaimer\">*Refer to the&nbsp;application for information about current APR and fees. First American Bank Credit Card offered in partnership with TIB Card Services.<\/p>    <div class=\"wp-block-ncr-blocks-image-credit imageCredit-wrapper band band-image-credits is-style-default\"><div class=\"band-cta\"><p class=\"output-field1\"><\/p><p class=\"output-field2\"><\/p><\/div><\/div>","protected":false},"excerpt":{"rendered":"Personal Credit Card It&#8217;s easy to choose a personal credit card that is right for you. Select either a low rate or preferred points card. Low Rate Card Competitive annual percentage rate (APR)* Low introductory rate for first six months Same APR* for purchases and cash advances 25 day interest-free grace period on all purchases [&hellip;]","protected":false},"author":9,"featured_media":2881,"parent":8,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"class_list":["post-1537","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Personal Credit Card - First American Bank<\/title>\n<meta name=\"description\" content=\"We make it easy to choose a personal credit card that&#039;s right for you. 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