Business Checking
Business Checking
Our business checking accounts are designed to deliver service, value and solutions; leaving more time for you to manage your business.
Account benefits you may receive at no charge*
eBusiness Bank Basic – online account access
eBusiness Bill Pay Basic – pay your bills online
Mobile Banking App+ – access your account on your smartphone
Snap Deposit – make deposits on your smartphone
Touch ID – use your fingerprint as your login
Debit Card – access your money for purchases and cash
Brella App – manage and protect your debit card
Mobile Wallet – use your smartphone for contactless payments
FIRSTLine Banking – 24 hour telephone banking
SMART Business Checking
- Best account for: Start-ups, sole proprietorships with low item transactions
- Minimum opening deposit: $100
- Minimum daily balance required per monthly statement to avoid service charge: $500
- Service charge: $15
- Earns interest:** NA
- Transaction Limits:*** Yes
- Monthly Statement: online statement no charge
SMART Business Advantage
- Best account for: Small to mid-size businesses with moderate item transactions
- Minimum opening deposit: $250
- Minimum daily balance required per monthly statement to avoid service charge: $2,500
- Service charge: $20
- Earns interest:** NA
- Transaction Limits:*** Yes
- Monthly Statement: online statement no charge
SMART Business Premier
- Best account for: Any size business with high item transactions
- Minimum opening deposit: $250
- Minimum daily balance required: Analyzed Account
- Service charge: Based on services provided and balance*
- Earns interest:** NA
- Transaction Limits:*** Yes
- Monthly Statement: online statement or paper statement no charge
A-1 Money Fund
- Best account for: Earning interest** with limited item transactions
- Minimum opening deposit: $2,500
- Minimum daily balance required per monthly statement cycle to avoid service charge: $1,000
- Service charge: $10
- Earns interest:** Yes, tiered
- Transaction Limits:*** Yes
- Monthly Statement: online statement or paper statement no charge
*Not eligible for debit card, Brella App or Mobile Wallet .
About how our business checking accounts can help you better manage your money.
*Internet, data, and text message rates may apply; check with your provider for applicable charges.
+Must be enrolled in eBusiness online banking to use our mobile app.
**Check with your local banking center for current rates. Interest compounded and paid monthly. Annual percentage yield (APY) subject to change.
***Speak with a customer service representative for product terms and requirements.
Sales tax may apply to fees and charges.
David, Commercial Lending
Lovington, NM