Investment Management

First American Bank has provided comprehensive investment management to clients for over 60 years. Our team of experienced Trust & Wealth Management professionals observe the highest investment management standards. We work with you to determine your investment objectives and risk tolerance which will help us develop personalized investment strategies. We manage a variety of investment accounts and build investment portfolios based on common client needs such as preservation, growth, or income and offer solutions designed to help you reach your financial goals.

Investment Management Value Proposition

Our strengths and competitive advantages lie in our

• Diverse Investment Universe: We can purchase mutual funds from a vast universe of available funds including from mutual fund companies that are industry leaders in low fees and performance.
• No Hidden Costs: First American Bank’s open architecture allows access to Mutual funds “Institutional” share class variant which traditionally has the lowest expense ratio and contains no front-end or back-end loads, no redemption fees and no 12B-1 fees. All fees charged by the mutual fund are their fees solely.  First American Bank Trust and Wealth Management does not receive any benefit of any kind for using a fund.
• Core-Satellite Investing approach: First American Bank’s investing approach espouses low-cost indexing with the alpha generating potential of Active Funds. It is our belief that lower fees through indexing increases future returns and lowers the risk of underperformance relative to standard indexes.
• Our Proprietary Fund Evaluation methodology: Our Evaluation approach looks at 16 different Qualitative and Quantitative criteria of a Mutual Fund and assigns a Fund Quality rating. Only the funds that meet our strict vetting standards and possess a High-Quality rating are included in our portfolios.
• Our Experience: Our Investment personnel possess highly coveted designations widely considered to be the Gold Standard in Finance. The designations take years of work to achieve and are a testament to the commitment, knowledge, and discipline of our investment staff.
• Our Growth: The accelerated growth in assets under management at First American Bank coupled with the retention rate of our satisfied customers speaks to our ability of providing real value to our clients.

We observe the highest standards of investment management. We work with you to determine your investment objective and risk tolerance. We will propose suitable investments, and recommend a strategy designed for your goals.

Our Investment Approach

We manage your mutual funds, equities, bonds, and other investment securities based on your needs such as preservation, growth or income. Whether you are investing for growth, income, preservation or a balanced portfolio, we offer investment options to fit your risk tolerance and investment objectives. 

• We design personalized asset allocation models that help our clients achieve their short- and long-term financial goals.
• Our portfolios include both active and passively managed funds which focus on domestic and international opportunities.
• We build strategies based on our clients’ individual risk tolerance, time horizon, and specific investment objectives.
• We focus on ensuring proper portfolio diversification by leveraging a mix of equity, fixed income, alternative assets, and cash asset classes.
• We conduct thorough due diligence with our vendors to ensure we utilize the best and most cost-effective investment products the market has to offer.

Investments are subject to investment risk, including possible loss of the principle invested.