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Bank securely from anywhere.

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Detect fraud and other activity on your account.

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Check out all of the account benefits you will receive.

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Mortgage Application Checklist

Gather information you may need for your home loan.

See our Checklist

Apply for a Loan

Contact one of our Mortgage Originators to get started.

Contact Us

Mortgage Application Checklist

Gather information you may need for your home loan.

See our Checklist

Loan Calculators

Use our calculators to help you determine the right home value and loan type.

Calculators

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As an SBA Preferred Lender we can help accelerate the loan process.

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Our Officers are here to help

We've offered Trust Services since 1963.

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Preserve your Wealth

With estate planning to create your financial legacy.

Estate Planning

Plan for the Future

We've offered Trust Services since 1963.

Trust & Fiduciary

We can help with Trust Services

Meet with one of our Trust & Wealth Management Officers to find out more.

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Your Community Bank Since 1903

We are one of the oldest and largest independent community banks in New Mexico.

Our History

See our Footprint

We have been offering banking services since way before New Mexico was a state.

A Timeline of our History

Local First Since 1903

We are committed to our employees and the communities we serve.

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image of camera and organ mountains las cruces, nm

Buying a Home

Steps to Buying a Home

Whether you are a first-time home buyer or a repeat buyer, the steps to buying a home can feel overwhelming – that’s why we’re here to help. Here is a step-by-step guide to help make the home buying process easier.

How Much You Can Afford

Start with assessing your current financial situation by knowing your current debts and income to help you understand what you may reasonably spend on a monthly mortgage payment. 

Get Prequalified for Your Loan

Before you start looking for a home, it’s best to know how much you can actually spend. So the next step is to prequalify for a mortgage. You will need to provide some financial information so we can review and let you know the price range of houses that will fit your financial situation. Visit or call one of our local mortgage originators to discuss your next steps.

Apply for Your Home Loan

After you’ve selected a home and moved through the buying process with your realtor it’s time to apply for your home loan. Our knowledgeable mortgage originators will spend time discussing the many loan options that are available to you. Most importantly, we will stay in close contact with you, guiding you every step of the way through the purchase of your home.

Visit or call one of our local mortgage originators to discuss your next steps.

Our mortgage application checklist is a guide to help you gather information that may be needed to complete your home loan.

Our affordability calculators can help estimate what amount is within your price range.

Organ Mountains, Las Cruces, NM

Photo by A. Mangino

First American Bank

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