~

~

Login

Mobile Banking

Bank securely from anywhere.

Download our App

Manage your Debit Card

Detect fraud and other activity on your account.

Download the Brella App

Set up Account Alerts

Stay-on-top of your account activity in real time.

Sign Up

Open an Account

Visit one of our branches today.

Locations

Find the right account

Check out all of the account benefits you will receive.

Personal Checking

Apply for a Loan

Visit one of our branches today.

Locations

Try Online Banking

Enrollment is fast and easy.

Sign Up today

Set up Account Alerts

Stay-on-top of your account activity in real time.

Sign Up

Mortgage Application Checklist

Gather information you may need for your home loan.

See our Checklist

Apply for a Loan

Contact one of our Mortgage Originators to get started.

Contact Us

Mortgage Application Checklist

Gather information you may need for your home loan.

See our Checklist

Loan Calculators

Use our calculators to help you determine the right home value and loan type.

Calculators

Protect your Account

We can help minimize your risk of fraud.

Fraud Protection

Try Mobile Banking

Download our App .

Mobile App

Manage your Cash Flow

Find out about our business solutions.

Treasury Management

Apply for a Loan

Visit one of our branches today

Locations

Grow your Business

As an SBA Preferred Lender we can help accelerate the loan process.

SBA Loan Programs

Increase your payment options

Our multiple payment solutions can help increase your cash flow.

Merchant Services

Manage your money

Our checking accounts deliver service, value and solutions.

Business Checking

Make deposits in a snap

Use your smartphone to safely and securely deposit checks.

Snap Deposit

Invest for your Future

We are here to help you evaluate investment options.

Investment Services

Our Officers are here to help

We've offered Trust Services since 1963.

Meet our Officers

Preserve your Wealth

With estate planning to create your financial legacy.

Estate Planning

Plan for the Future

We've offered Trust Services since 1963.

Trust & Fiduciary

We can help with Trust Services

Meet with one of our Trust & Wealth Management Officers to find out more.

Officers

Visit Us In Person

Stop by one of our local branches.

Locations

Your Community Bank Since 1903

We are one of the oldest and largest independent community banks in New Mexico.

Our History

See our Footprint

We have been offering banking services since way before New Mexico was a state.

A Timeline of our History

Local First Since 1903

We are committed to our employees and the communities we serve.

Career Opportunities

Join our Team

Work at the bank where our employees are our first priority.

Employment Application
image of banker sitting in office on his mobile

SBA Loan Programs

SBA Loan Programs

We are a recognized leader in Small Business Administration (SBA) lending in our communities, New Mexico and the nation. We are an award winning community lender and have been named ‘Community Rural Lender of the Year’ by the New Mexico SBA and ‘National Community Rural Lender of the Year‘ by the National SBA. As an SBA Preferred Lender we are able streamline and accelerate the loan approval process.

Call Rusty at 505.798.1121 to find out more about our SBA Lending Programs.

SBA 7(a) Loans

The primary purpose of the 7(a) loan program is to help start-up and existing small businesses.

Combined needs for:

  • Commercial real estate
  • Machinery and equipment
  • Business acquisition/expansion
  • Purchase of land and building including construction and renovations
  • Working capital
  • Refinancing of existing debt
Maximum loan: $5,000,000
Maximum term: Working capital – 7 to 10 years
Furniture and fixtures – useful life
Machinery and equipment – useful life
Real estate – 25 years

SBA 504 Loans (Real Estate and Equipment)

A 504 is a long-term financing instrument for economic development. 504 loans offer growing businesses long-term, fixed-rate financing for major fixed assets such as land, buildings and equipment.

Long-term needs for:

  • Land and buildings
  • Machinery and/or equipment
Maximum loan: $5,000,000
Maximum term: Machinery and/or equipment – 10 years
Land and buildings – 20 years

SBA Express Loan

The purpose of the SBA Express program is to help start-up and existing small business.

Short or long-term needs for:

  • Commercial real estate
  • Machinery and equipment
  • Business acquisition/expansion
  • Purchase of land and building including construction and renovations
  • Working capital
Maximum loan: $350,000 (including any outstanding SBA Express, Community Express, Veterans Advantage loans)
Maximum term: Revolving lines of credit – 7 years
Working capital – 7 to 10 years
Furniture and fixtures – useful life
Machinery and equipment – useful life
Real estate – 25 years

Veterans Advantage

This SBA loan program is designed for small businesses that are 51% or more owned and or controlled by veterans, service disabled veterans, active duty military participating in the military’s Transition Assistance Program; reservist or national guard member or a current spouse of any of these groups; a widowed spouse of a service member who died while in service; or a widowed spouse of a veteran who died of a service-connected disability.

Short or long-term needs for:

  • Commercial real estate
  • Machinery and equipment
  • Business acquisition/expansion
  • Purchase of land and building including construction and renovations
  • Working capital
  • Refinancing of existing debt
Maximum loan: $500,000 (including any outstanding SBA Express, Community Express, Veterans Advantage loans)
Maximum term: Revolving lines of credit – 7 years
Working capital – 7 to 10 years
Furniture and fixtures – useful life
Machinery and equipment – useful life
Real estate – 25 years

To learn more about their loan programs.

To help guide you through the SBA loan process.

Rusty, SBA Loans
Albuquerque, NM

First American Bank

tpw title

tpw content