Mobile Banking

Bank securely from anywhere.

Download our App

Manage your Debit Card

Detect fraud and other activity on your account.

Download the Brella App

Set up Account Alerts

Stay-on-top of your account activity in real time.

Sign Up

Open an Account

Visit one of our branches today.


Find the right account

Check out all of the account benefits you will receive.

Personal Checking

Apply for a Loan

Visit one of our branches today.


Try Online Banking

Enrollment is fast and easy.

Sign Up today

Set up Account Alerts

Stay-on-top of your account activity in real time.

Sign Up

Mortgage Application Checklist

Gather information you may need for your home loan.

See our Checklist

Apply for a Loan

Contact one of our Mortgage Originators to get started.

Contact Us

Mortgage Application Checklist

Gather information you may need for your home loan.

See our Checklist

Loan Calculators

Use our calculators to help you determine the right home value and loan type.


Protect your Account

We can help minimize your risk of fraud.

Fraud Protection

Try Mobile Banking

Download our App .

Mobile App

Manage your Cash Flow

Find out about our business solutions.

Treasury Management

Apply for a Loan

Visit one of our branches today


Grow your Business

As an SBA Preferred Lender we can help accelerate the loan process.

SBA Loan Programs

Increase your payment options

Our multiple payment solutions can help increase your cash flow.

Merchant Services

Manage your money

Our checking accounts deliver service, value and solutions.

Business Checking

Make deposits in a snap

Use your smartphone to safely and securely deposit checks.

Snap Deposit

Invest for your Future

We are here to help you evaluate investment options.

Investment Services

Our Officers are here to help

We've offered Trust Services since 1963.

Meet our Officers

Preserve your Wealth

With estate planning to create your financial legacy.

Estate Planning

Plan for the Future

We've offered Trust Services since 1963.

Trust & Fiduciary

We can help with Trust Services

Meet with one of our Trust & Wealth Management Officers to find out more.


Visit Us In Person

Stop by one of our local branches.


Your Community Bank Since 1903

We are one of the oldest and largest independent community banks in New Mexico.

Our History

See our Footprint

We have been offering banking services since way before New Mexico was a state.

A Timeline of our History

Local First Since 1903

We are committed to our employees and the communities we serve.

Career Opportunities

Join our Team

Work at the bank where our employees are our first priority.

Employment Application
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Overdraft Services

Overdraft Services

We have different types of overdraft services that may help you avoid and reduce overdraft fees, such as applying for a line-of-credit or setting up an automatic transfer service from another account.

The following checking accounts are eligible:

Opt-In/Opt-Out Methods for Overdraft Privilege Service and Regulation E:

  • In Person: at your local banking center
  • By Mail: First American Bank, PO Box AA | Artesia, NM 88211 | Attn: ODP Coordinator
  • By Phone: 800.289.6140
  • Electronically: through online banking

Account Management Tools

Our eBanking services provide options that may help you avoid overdrafts and better manage your First American Bank accounts.

Online Banking*

Oversee your finances online with 24//7 access.

  • Check balances, transactions and view spending
  • Transfer funds between First American Bank accounts
  • Verify checks and deposits

Money Management*

Better understand and manage your finances, all in one place.

  • All of your financial information in one place – checking, savings, loans and credit cards
  • Categorizes transactions so you can control spending
  • Set email alerts to get timely account updates

Mobile Banking*

Use your phone via our app to monitor your accounts. Available to online banking customers.

  • Check account balances instantly
  • Check posted and pending transactions
  • Pay recurring bills

Online Banking Text Alerts*

Sign up to stay-on-top of your account activity in real time.

  • Get low or high balance alert
  • Receive large withdrawal or deposit alert
  • Text commands such as last five transactions, transfer funds, and help

FIRST Line Banking*

Access information about your accounts, at any time, from any telephone by calling 888.746.8300.

  • Check account balances
  • Verify cleared checks and deposits
  • Transfer funds between First American Bank accounts

Account Management Tips

In addition to the tools that we provide to help you manage your account, there are also some best practices to help you avoid overdrawing your account:

  • Keep your check register up-to-date
  • Record ATM withdrawals and fees and debit card purchases
  • Record automatic bill payments and recurring ACH debits
  • Review your account statement each month
  • Set up a savings plan
  • Utilize direct deposit

For more information on our Account Management Tips.

For helpful information about managing your account, visit the following consumer information sites.

FDIC Money Smart – A Financial Education Program
Information on financial education curriculum designed to help individuals enhance their financial skills and create positive banking relationships.

FDIC Consumer News Overdraft Programs
Learn more about Overdraft Programs: Consider Your Lower Cost Alternatives.

Consumer Financial Protection Bureau
For insight on overdraft fees and how to avoid them.

*First American Bank does not charge a fee to use these services, but internet, data, and text message rates may apply; check with your provider for applicable charges. Check with a customer service representative for product terms and requirements.

Hobbs, NM

Photo by J. Kevin Ballard

First American Bank

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