Personal Credit Card

It is easy to choose a personal credit card that is right for you. Select either a low rate or preferred points card.

Low Rate Card

• Competitive annual percentage rate (APR)*
• Low introductory rate for first six months
• Same APR for purchases and cash advances
• 25 day interest-free grace period on all purchases (no grace period on cash advances)

Preferred Points Card

Use your Preferred Points Card to earn points that you can redeem for cash back and other awards. Earn one point for each dollar spent, up to 10,000 points per month.

• No annual fee
• Competitive annual percentage rate (APR)*
• Low introductory rate for first six months
• Same APR for purchases and cash advances
• 25 day interest-free grace period on all purchases (no grace period on cash advances)
• Cash advances can be made for up to 50% of the credit line

Apply Now

Step 1 – Read Our Privacy Policy

Please read, by clicking the button below, and print our Privacy Policy Disclosure before completing a credit card application. The disclosure has important information regarding our credit card program.

 

Step 2 – Complete Application

Download the application, complete, save on your computer, and submit by:

1. Dropping off at your local First American Bank
2. Faxing to: 877.809.9162 Attn: Card Service Center
3. Mailing to: Card Service Center, PO Box 569120 | Dallas, TX 75356

Questions? Call 800.443.2819

*Please refer to the application for information about current APR and fees. First American Bank Credit Card offered in partnership with TIB Card Services.